Payment Gateway Configuration

Daily Velocity Filter

You can specify velocity of the transactions per day. It allows you to specify a threshold for the number of transactions allowed per day. All transactions exceeding the threshold in that day will be flagged and processed according to the selected filter actions. You can see available filter action options in below image.

Hourly Velocity Filter

You can specify velocity of the transactions per hour. It allows you to specify a threshold for the number of transactions allowed per hour. All transactions exceeding the threshold in that hour will be flagged and processed according to the selected filter actions. You can see available filter action options in below image.

Suspicious Transaction Filter

The Suspicious Transaction Filter is a proprietary tool developed by Authorize.Net Risk Management team to identify suspicious transactions. Based on a vast knowledge base of transaction behaviors and fraud detection analysis, the Suspicious Transaction Filter provides enhanced fraud detection for your account.

Transaction IP Velocity Filter

You can specify the number of maximum transactions allowed per IP address per hour. It allows you to specify the maximum number of transactions allowed from the same Internet protocol (IP) address per hour. If your account receives more transactions from the same IP address in an hour than the threshold you set, all exceeding transactions received that hour will be flagged and processed according to the selected filter action. You can see available filter action options in below image.

Enhanced AVS Handling Filter

The payment gateway provides comprehensive Address Verification Service (AVS). It is a tool designed to assist in identifying potentially fraudulent credit card transactions. For every credit card authorization, AVS compares the billing address and ZIP code provided by the customer at the time of purchase, to the address and ZIP code on file at the card issuing bank. AVS then returns a response code indicating the results of the comparison.

Enhanced CCV Handling Filter

The payment gateway provides comprehensive code verification services. Card Code Verification (CCV) compares the three- or four-digit card code submitted in a transaction with the card code on file at the card issuing bank. Based on the results of that comparison, the bank returns a CCV response code. 

Amount Filter

The Amount Filter allows you to specify a lower limit and/or upper limit for your transactions. Transactions that are submitted with an amount less than your lower limit or greater than your upper limit will be flagged and processed according to the selected filter action. You can see available filter action options in below image.

Shipping Address Verification Filter

The Shipping Address Verification (SAV) Filter verifies that the shipping address received with an order is a valid postal address or not. 

IP-Shipping Address Mismatch Filter

The IP-Shipping Address Mismatch Filter compares the order’s originating IP Address with the shipping address provided. This helps to determine whether or not the order is shipping to the country in which it originated. You can see available filter action options in below image.

Regional IP Address Filter

The Regional IP Address Filter allows you to designate regions or countries from which you do not want to accept transactions. You can choose to process normally and report; hold for review; or decline orders based on an entire geographic area, or on a country-by-country basis.

To configure the filter actions based on an entire region, click Edit Regional Settings and then select the radio button that corresponds to the action you want to select.

To configure filter actions for each country in a region, click Edit Regional Settings, then click Expand Geographic Region. A list of all countries in the region will display. Select the radio button that corresponds to the action you want to select for each country, then click Save when finished.

Shipping-Billing Mismatch Filter

This filter permits you to compare the shipping and billing addresses provided by the client. If the two addresses do not match, the transaction is flagged and processed according to the selected filter action. 

Authorized API IP Addresses

The payment gateway allows IP address validation to access APIs. API can not be accessed from other IP address. You can configure a list of authorized server IP addresses from which API transactions will be accepted by the payment gateway. Any API transaction submitted from an IP address not included on this list will be rejected. 

IP Address Blocking

An advanced IP blocking functionality is available with Payment Gateway. IP Address Blocking allows you to block transactions submitted from IP addresses known to be the source of suspicious or fraudulent transactions. No one can access from blocked IP address.